Google Embeds Stablecoin Payments into AI Apps in Coinbase Partnership

From Conversation to Transaction

The initiative reportedly builds on Google’s earlier Agent2Agent
protocol, which standardized communication between AI applications. Named Agent Payments Protocol (AP2), the new
framework extends this model to financial
transactions.

Additionally, it introduces rails for both crypto and traditional
payment methods, including credit cards, bank transfers, and stablecoins.

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“AP2 is an open, shared protocol that provides a
common language for secure, compliant transactions between agents and
merchants, helping to prevent a fragmented ecosystem,” the company announced
today (Tuesday). “It also supports different payment types–from credit
and debit cards to stablecoins and real-time bank transfers.”

Coinbase has worked closely with Google on the effort,
drawing on its own development of AI-integrated payments. Other collaborators
include Salesforce, American Express, and Etsy, underscoring the aim to make
the system interoperable across industries.

AI agents are increasingly capable of acting without
direct human input. This creates new risks for payments
Payments

One of the bases of mediums of exchange in the modern world, a payment constitutes the transfer of a legal currency or equivalent from one party in exchange for goods or services to another entity. The payments industry has become a fixture of modern commerce, though the players involved and means of exchange have dramatically shifted over time.In particular, a party making a payment is referred to as a payer, with the payee reflecting the individual or entity receiving the payment. Most commonl

One of the bases of mediums of exchange in the modern world, a payment constitutes the transfer of a legal currency or equivalent from one party in exchange for goods or services to another entity. The payments industry has become a fixture of modern commerce, though the players involved and means of exchange have dramatically shifted over time.In particular, a party making a payment is referred to as a payer, with the payee reflecting the individual or entity receiving the payment. Most commonl
Read this Term, which traditionally
assume a human is present to authorize each step. AP2 seeks to resolve
questions of authorization, authenticity, and accountability in agent-led
transactions.