Best Alternative or Similar Apps Like Rocket Money

Managing money can feel hard, especially when you have bills, subscriptions, and spending coming from different places. That is where money apps like Rocket Money come in. Rocket Money helps individuals keep track of their spending, cancel unwanted subscriptions, and stay on top of their finances.

But Rocket Money is not the only app that does this. Some people may want something easier to use, more affordable, or with different features. Luckily, there are many great Rocket Money alternatives out there. In this blog, we will look at the best apps like Rocket Money that can help you save money, manage your budget, and take control of your finances.

Top Apps Like Rocket Money

If Rocket Money doesn’t feel like the right fit for you, there are Rocket Money alternatives that offer similar features. Some focus more on budgeting, while others are great for tracking subscriptions or helping you save money. Each app has its own style and tools, so you can pick one that matches your needs. Below are some of the best Rocket Money alternatives to help you take better care of your money.

1. PocketGuard

PocketGuard is one of the top apps like Rocket Money for individuals who want a simple way to manage their money. It connects to your bank accounts and shows you how much money is safe to spend after covering your bills and savings. It also tracks your recurring payments, helps you stay on budget, and gives you a clear view of where your money goes.

Although it does not offer bill negotiation like some other Rocket Money alternatives, PocketGuard is easy to use and great for tracking subscriptions and setting savings goals. It’s a helpful tool for anyone looking to take better control of their daily spending.

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2. Monarch Money

Monarch Money is a powerful personal finance app that helps with budgeting, tracking net worth, and managing subscriptions. If you are looking for apps like Rocket Money that let you handle all your money in one place, from spending to saving and even investing, this is a great option. It also helps you find unused subscriptions and set clear financial goals.

Although Monarch Money costs more (about $99 per year), it offers many useful features. It may take a little time to learn, but it is a strong Rocket Money alternative if you want a full view of your finances in one easy-to-use app.

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3. Quicken Simplifi

Quicken Simplifi is a simple and helpful money app that lets you track your spending, plan your cash flow, and set savings goals. If you are looking for easy-to-use apps like Rocket Money, Simplifi is a great choice for beginners. It shows a clear view of your subscriptions and alerts you about upcoming bills, helping you stay on track.

While it does not cancel or negotiate bills, it still stands out as a strong Rocket Money alternative. With affordable pricing and clean design, it is a smart option for anyone who wants simple budgeting without too many extras.

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4. You Need a Budget (YNAB)

You Need a Budget (YNAB) is different from other apps like Rocket Money. Instead of canceling bills or tracking subscriptions, it teaches you how to plan every dollar you earn using a method called zero-based budgeting. You give each dollar a job, such as saving, spending, or paying off debt, and track your money daily.

YNAB is a great Rocket Money alternative if you want full control over your budget and are ready to stay involved with your money every day. It does not manage subscriptions, but it is excellent for building strong money habits and reaching financial goals.

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5. Bobby

Bobby is a simple app that focuses on tracking subscriptions. You manually enter your subscriptions, their costs, and due dates. Bobby then gives you a clear view of what you are paying for each month. It does not connect to your bank or cancel bills for you, but it is a lightweight tool that is easy to use. For individuals who want to keep an eye on recurring charges without linking their accounts, Bobby is one of the cleanest apps similar to Rocket Money.

While it lacks full budgeting tools, Bobby is great if your main goal is to avoid surprise charges. It is a helpful choice among rocket money competitors for users who prefer privacy and simplicity. If you just want to track subscriptions without all the extras, Bobby does the job well.

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6. EveryDollar

EveryDollar is a simple budgeting app made by Dave Ramsey’s team. It follows the same zero-based budgeting style as YNAB but is easier for beginners to use. If you are looking for apps like Rocket Money that focus on budgeting without too many extra features, EveryDollar is a good choice. You can add income and expenses manually with the free version, or connect your bank in the paid version.

While it does not cancel subscriptions or manage bills, it is still a useful Rocket Money alternative for building basic money habits and learning to plan your spending step by step.

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7. Goodbudget

Goodbudget is a digital version of the envelope budgeting system, where you plan how to spend your money before you actually spend it. You divide your income into categories like groceries, rent, or fun, and track how much you spend in each. It does not connect automatically to your bank, which makes it great for individuals who like to enter expenses manually and stay involved. This makes Goodbudget one of the popular apps similar to Rocket Money for hands-on budgeting.

While it does not offer bill negotiation or subscription cancellation, Goodbudget is a simple and friendly option among rocket money competitors for those who want to improve their spending habits without relying on automation. It is ideal for beginners or couples who want to share a budget and manage money together.

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8. Copilot Money

Copilot Money is a modern budgeting app that gives you a clear and simple view of your finances. It connects to your bank accounts, tracks your spending, and shows trends with clean and easy-to-understand visuals. While it does not cancel subscriptions, it alerts you about them and helps you see where your money is going. If you are looking for stylish apps similar to Rocket Money with smart tracking, Copilot Money is a solid choice.

As one of the newer rocket money competitors, Copilot Money stands out for its fresh design and clear insights. Although it is currently available only for iOS and Mac, it offers a smooth experience for users who want to manage their money with ease and style.

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Conclusion

Finding the right money management app can make a big difference in how you handle your finances. While Rocket Money is a popular choice, there are many great apps like Rocket Money that offer different features to suit your needs. Whether you want better budgeting tools, subscription tracking, or bill negotiation, exploring these Rocket Money alternatives can help you find the perfect fit.

By comparing these rocket money competitors, you can choose an app that works best for your lifestyle and money goals. Take your time to try a few, and soon you will have a handy tool to help you save money, track spending, and stay in control of your budget.