When you’re hosting pets, you’ll need insurance that’s ‘up to scratch’!

Last Updated on July 3, 2025 by admin

When you rent your holiday let to paying or non-paying guests, you might not want to put restrictions on your guests bringing their pets. Many people don’t want to put their pets in kennels or pet boarding facilities and finding a reliable and trustworthy pet sitter can be expensive and challenging; not to mention the fact that you might want to bring your pets with you so that they can enjoy the beach, countryside, or both.

 

Call: 01237 429 444

Request a Quote: boshers.co.uk/get-your-quote/

 

Muddy paws – what a nightmare!

But while people love their pets dearly, even the most well-behaved dog or cat can cause unexpected damage around the home. Whether it’s scratched doors, chewed carpets, or knocked-over valuables, pet-related mishaps are more common than many homeowners realise. Then there are the muddy paws, which, with the often-wet weather can damage carpets and result in a hefty cleaning bill. Often, pet damage is not covered by standard home insurance, which is where a policy that specifically covers for this type of incident can be very useful.

 

 

Pet damage can take many forms. A dog with separation anxiety might claw at internal doors, or a cat might find the corner of a new sofa an irresistible scratching post. Accidents like spilled water bowls on hardwood floors or broken ornaments caused by playful tails are all part of life with animals. But when these small incidents lead to costly repairs, they can leave a bigger mark than just the one on the furniture.

 

How we can help

At Boshers, we understand that pets are family. That’s why we encourage homeowners, especially holiday homeowners or landlords, to consider how their insurance policy handles pet damage. Some policies may exclude it entirely, while others may only cover accidental damage—not wear and tear or gradual harm caused by repeated behaviour.

 

Steps you can take

If you welcome pets into your holiday let, it’s vital to set clear house rules for guests and ensure your insurance reflects that openness. Not only does this help manage expectations, but it also provides vital protection should the worst happen.

 

While insurance can’t stop muddy paws from accidently treading where they shouldn’t, it can offer the reassurance that you’re not left out of pocket when accidents occur. Speak to your insurer about what’s included in your policy and if necessary, explore additional cover for peace of mind. Because when it comes to pet damage, it’s better to be prepared than surprised.

 

 

Insuring your property for furry friends

We understand that allowing pets into your holiday let or rental property can generate a wider catchment for your property. Our bespoke Holiday Let Insurance policy can provide financial protection for your holiday let; so, don’t delay, talk to us today.

 

Call: 01237 429 444

Request a Quote: boshers.co.uk/get-your-quote/

 

 

Boshers® Ltd are authorised and regulated by the Financial Conduct Authority under register number 224623. Registered in England No. 02946794. Registered office: Affinity House, Bindon Road, Taunton, Somerset, TA2 6AA. Calls may be recorded for use in quality management, training and customer support.