United Financial Credit Union deploys Algebrik AI’s lending system

Bank / Credit Union

Photo: Adobe Stock

July 24, 2025

United Financial Union, based in Saginaw, Michigan, selected Algebtick AI for its Algebrick One lending origination suite. This AI-powered suite comes with a Digital Acocunt Opening, Lender’s Cockpit, Omnichannel Point-of-Sale, AI Decision Engine and Portfolio Analytics modules, according to a press release.

With these solutions, the credit union can guide members through loan onboarding through real-time ID verification, product bundling and other services. With its no-code decision engine, United Financial Credit Union can customize underwriting, pricing and eligibility strategies as well.

Other features include:

• Portfolio analytics.
• Reduced processing time.
• Audit trails.
• Integrates with core systems.

“For us, this wasn’t just about digitizing lending — it was about choosing a partner that understands where the future of lending is headed,” Barbara Appold, president and CEO of United Financial Credit Union, said in the release. “What has impressed us about Algebrik AI isn’t just the technology — it is the clarity of thought behind it. A platform built from the ground up to remove friction, connect teams, and help institutions like ours move with purpose. We’re excited about what this unlocks for our members — and for the credit union we’re becoming.”