9 Probate Delays Caused by Incomplete Online Wills

Writing a will online seems easy. You fill out a form, answer a few questions, and print it out. But when it comes time for probate, an incomplete online will can cause real problems. Families expect a smooth process, but small mistakes or missing details can slow everything down. Probate courts need clear, complete documents to move forward. If your online will is missing key information, your loved ones could face long delays. Here’s why it matters—and what you can do to avoid these common probate headaches.

1. Missing Signatures

A will without the right signatures is not valid. Probate courts check for signatures from the person making the will and the required witnesses. If any are missing, the court may reject the will. This means your estate could be treated as if you had no will at all. Your family might have to go through extra steps to prove what you want. Always double-check that everyone signs in the right place.

2. No Witness Information

Online wills often skip over witness details. But courts need to know who witnessed the signing. If the will doesn’t list their names and addresses, the court may ask for more proof. Sometimes, witnesses have to appear in court or sign extra forms. This can take weeks or even months, especially if witnesses are hard to find. Make sure your will includes full witness information to avoid this delay.

3. Unclear Executor Appointment

The executor is the person who handles your estate. If your online will doesn’t clearly name an executor, the court has to pick one. This process can be slow, especially if family members disagree. An unclear or missing executor can lead to arguments and court hearings. Always name a trusted person as your executor and include their full contact details.

4. Vague Asset Descriptions

Probate courts need to know exactly what assets you own. If your will says “my car” or “my house” without more details, the court may not know which property you mean. This can lead to confusion and delays. List assets with clear descriptions—include addresses, account numbers, or other details. This helps the court and your family know exactly what you meant.

5. Outdated Beneficiary Information

People change over time. If your will lists old addresses or names for your beneficiaries, the court may have trouble finding them. This can slow down probate as the court tries to track people down. Keep your will updated with current information for everyone named. This simple step can save months of waiting.

6. No Residuary Clause

A residuary clause covers anything you forgot to list. Without it, any leftover assets may go through probate as if you had no will. This adds time and paperwork. A good online will should include a simple residuary clause, like “I leave the rest of my estate to my spouse.” This covers anything you missed and keeps things moving.

7. Not Meeting State Requirements

Every state has its own rules for wills. Some require two witnesses, others need three. Some states do not want notarized signatures. If your online will doesn’t meet your state’s rules, the court may not accept it. This can force your family to start over or go through extra legal steps. Always check your state’s requirements before finalizing your will.

8. Digital-Only Copies

Many online will services let you store your will digitally. But most probate courts need a physical, signed copy. If your family can’t find the original, the court may delay probate while they search. In some cases, the court may not accept a digital copy at all. Always print and store your signed will in a safe place, and tell your executor where to find it.

9. Incomplete List of Debts and Liabilities

Probate courts need to know what debts you owe. If your will doesn’t mention loans, credit cards, or other liabilities, the court has to investigate. This can slow down the process as they contact banks and creditors. List all your debts in your will or in a separate document kept with it. This helps the executor pay off what you owe and move forward.

Why Probate Delays Hurt Families

Probate delays caused by incomplete online wills can create stress, confusion, and extra costs for your loved ones. When the process drags on, families may wait months or even years to access assets. This can make it hard to pay bills, settle debts, or move forward after a loss. Simple mistakes—like missing signatures or unclear instructions—can have big consequences. Taking time to complete your online will properly can save your family from these headaches.

Have you or someone you know faced probate delays because of an incomplete online will? Share your story or advice in the comments.

Read More

8 Safe Investments That Left Retirees Broke

Social Security Slashed? Here’s Why Your Check Might Be Smaller This Month

The post 9 Probate Delays Caused by Incomplete Online Wills appeared first on Clever Dude Personal Finance & Money.