FLOOD DAMAGE INSURANCE IN NJ


 

 

 

 

Natural disasters such as floods can cause a lot of damage to homes and properties.

Lyndhurst NJ - Flood Damage Insurance In NJ
Homeowners are left with a big cleanup and significant financial burdens. Homeowners Insurance may cover certain threats, but most often it excludes floods. You need flood insurance to cover the damage done to your home and property in NJ.

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Some Facts Regarding Floods

 

Floods are the most common and widespread natural disasters in the United States. A flood can happen anywhere and even minor flooding can cause a lot of damage to your property. This is challenging when there is no flood insurance coverage. Bogle Agency Insurance offers Flood Insurance to homeowners in Bergen County NJ, where we are located, as well as in a wide part of greater New Jersey.

Many times homeowners are surprised to learn that their standard Homeowners Insurance does not cover flood damage. You could be left with significant repair and cleanup costs in the aftermath of a flood unless you have a separate flood insurance policy. Flood damage costs can run to the tens of thousands of dollars which makes flood insurance a valuable investment for protecting your finances.

Fema (Federal Emergency Management Agency) may offer disaster assistance after floods, but this aid is usually in the form of low-interest loans that need to be paid back. Flood Insurance offers a more secure way to protect yourself financially, and it doesn’t need to be repaid.

 

Flood Insurance Is Essential

 

Flood insurance provides coverage for structural destruction and damage to personal belongings affected by flooding. When you have flood insurance it is easier to deal with the aftermath of a flood knowing your property and possessions are covered. You also have financial security when you’re protected by flood insurance, knowing you won’t be faced with monetary devastation caused by a flood. This leaves you to recover and rebuild confidently. When you have flood insurance you know you have been proactive in taking the necessary precautions to protect your home and finances.

If you happen to live in a flood-prone area, you may be required to carry flood insurance. Many times mortgage lenders require borrowers in high-risk flood zones to carry flood insurance as a condition of a home loan.

 

Protect Your Property

 

Flood Insurance is a vital necessity against the financial devastation that can be caused by floods. Providing comprehensive coverage and peace of mind, flood insurance protects your home and finances from water-related disasters. As stated, while standard homeowners insurance may not cover floods, a separate flood insurance policy is a sound decision to help lower the risks associated with floods.

Bogle Agency Insurance offers Flood Insurance and our knowledgeable and experienced agents are always available to discuss this protection for your property. To talk about flood insurance, give us a call at (201) 939-1076.


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