NJ WORKERS COMPENSATION INSURANCE COVERAGE

Employees or workers are protected by Workers Compensation Insurance. Employers must

have this insurance in place but it only covers workers who become ill or are injured while at work. Merely being employed does not mean you are covered, the insurance is only available to you if you are injured or become ill while on the job. In other words, if illness or injury occur while you are off the clock, you are not covered. NJ Workers Compensation Insurance coverage is offered by Bogle Agency Insurance.

If your job requires that you work in a dangerous environment, be sure that your employer has Workers Compensation Insurance in place. In general, all part-time and full-time workers are covered by Workers Compensation Insurance. This type of insurance provides recovery of lost wages when you are unable to work because of an injury or illness that happened while you were at work. Also, if you are an independent contractor you have to purchase your own personal Workers Compensation Insurance.

Bogle Agency Insurance is a knowledgeable and reliable insurance agency that has been providing individuals and businesses with insurance coverage needed in NJ for over 100 years. We are located in Bergen County NJ, and serve the Bergen County community in addition to Northern NJ and Central NJ.

Table of Contents

Businesses Are Required To Have Workers Compensation Insurance

Any business that employs more than one person has to have Workers Compensation Insurance on the books. Self employed individuals need to purchase Workers Compensation Insurance on their own. Again, you must become ill or injured while at work to be covered by Workers Compensation Insurance.

Talk To A Professional

Bogle Agency Insurance offers guidance for a full array of insurance options for NJ business owners and their employees. Our goal is to guide you toward the insurance coverages needed to operate a business in NJ, and to live and work in NJ. Working with a professional ensures that you have a safe and well informed workplace experience. With any questions you may have regarding Workers Compensation Insurance as an employer or an employee, give us a call at (201) 939-1076 to speak with a qualified insurance professional.