How to transform money into a tool instead of a temptation

No matter how hard we try, our credit card statements can reveal that many of us have succumbed to impulse buying at some point. Whether we are walking through a shop or browsing online, when something catches our eye, we end up buying it, only to later question why we needed it. Impulse spending is buying on a whim, often fuelled by emotions rather than need. While it might offer a temporary thrill, it can throw your financial goals off track and leave you feeling powerless over your money.