I mentioned the Citi Double Cash card in our strategy for earning cash back on our mortgage payments Paying Bills with a Credit Card: No Fee via Plastiq and Masterpass.
Citi Double Cash 2% Cash Back Credit Card
The Citi Double Cash card is essentially a 2% cash back card. 2% cash back cards are some of the best cards for everyday spending. Since they don’t require a sign up each quarter for higher cash back it’s my go-to recommendation for friends who want just one card.
The Citi Double Cash card is a good alternative to the Fidelity 2% Cash Back Credit Card if you don’t have a Fidelity account and prefer straight cash back.
It’s Free Money Friday, so let’s look closer at the Citi Double Cash card!
How to Get Your 2% Cash Back
- Open a new Citi Double Cash* card.
- Earn 1% cash back on every purchase you make.
- Earn an additional 1% cash back as you pay for those purchases in full or over time.
*Find and compare all current credit card offers in our credit card directory.
Terms and Conditions
- No annual fee.
- Unlimited cash back.
- No Caps and No Category Restrictions.
More on Citi Double Cash
Earning Cash Back. There are no category restrictions and no quarterly enrollments so it’s a good card for everyday spending.
Redeeming Cash Back. As soon as you earn $25 in cash rewards, you can redeem them.
Downgrade to Double Cash. Because the Double Cash card doesn’t have a sign up bonus, I typically sign up for a card with a bonus like the Citi American Airlines card first, then downgrade my card to the Double Cash card to maximize the sign up bonus and the cash back.
Intro APR. 0% Intro APR on purchases & balance transfers for 18 months.
More Popular Free Money Offers
You can get my latest articles full of valuable tips and other information delivered directly to your email for free simply by entering your email address below. Your address will never be sold or used for spam and you can unsubscribe at any time.
